For most of us, our home is more than just a source of pride and security — it's the largest investment we will ever make. Yet many people are unsure of the insurance coverage they need to protect their home. A homeowner's insurance policy protects you from damage that may affect the value of your home. A standard homeowner's policy also includes personal liability and theft coverage.
Backed by one of California's most experienced insurers, the Shana Insurance staff will guide you through the maze of insurance buying decisions. With a large variety of coverage options, Shana can structure a policy that fits your needs.
At Shana we can help you determine which insurance company will best meet your needs and provide the most valuable combination of tailored home insurance, quality, service and a fair price.
You may be eligible to get a home insurance discount for:
- Having a burglar alarm
- Having a newer home
- Being claim free in the past
- Insuring your vehicles with the same company
- Senior citizen discount (55+)
- Full sprinkler building discount
- Gated community discount
An inventory of your possessions not only helps you determine how much homeowner's insurance you should carry, but it can also help you get your things replaced (or returned) if they should be stolen. Detailed records of antiques, jewelry, silver, sporting goods, major appliances, and collector's items are very important, as these items are difficult to value once they're lost.